Do you have to impregnate the Fed's US fiat dollar?

Do you have to impregnate the Fed's US fiat dollar?

Yes, you have to achieve it for digital dollar creation and launch upgrading the CBDC project. Because CBDC is not a solution for inflation neither for liabilities of Central Banks.

Acting with the money data-valuation by your Personal Savings Helper a t your Do-G-Phone you get satisfaction by internet highway, starting and growing on Economy 4G3W (whole workable wealth and resources processables with Fed's US digital dollar conduct by Google Dynamics Cloud Infrastructure in #googledepending phase).

Consider the The Webcash Registrator.

The guts of China's digital Yuan e-CNY don't match the US Fed's DNA

China's digital Yuan is not processable under the Fed's required US digital dollar standards. It's the currency's DNA question.

An e-CNY digital currency wants to serve a top-down driven economy. The other UUS$$, admissible by the US has to serve a free economy for individual human handling decision or bottom-up.

Draft legislation that seeks to induce more momentum in the US Fed to launch the digital dollar to compete with rivals such as China e-CNY.

..."Democrat Representative Maxine Waters has drafted legislation that aims to have the Fed further study the prospect of a digital dollar and create a path for it to come to fruition, The Wall Street Journal reported "...

It would be nice if the US Fed were willing to launch a digital dollar stagnant in an inefficient design that doesn't contain the essentials of the US dollar's innards. These guts of an energetic, healthy and strong nature, presenting all the useful resources for their handling by people and appropriate for Well-Being.

It is already clear that e-CNY does not teach content that could serve the US Fed's digital dollar. Simply because the guts of the Yuan are not the same as the guts of the dollar. So, expressing these 2 currencies similarly or simply admitting that the digital Yuan precedes the digital dollar is an understatement.

To launch the US digital dollar the design must contain the concept of universociality and the complete processability in individual human hands.

It's easy to see that such design has to allow the construction as proposed at usafed-got-uusdigitaldollar.info .

Concepts for US CBDC

The technologic problem of the creation of the US CBDC is a false question.

The problem was the conception but now it is understable that:
For people the liberty to be able to shift the asset of the US dollars into the personalized asset of the US digital dollars, brings the opportunity to make digital savings containing in it substance all the set of money’s utilities : monetary part, financial part, spiritual part and taxmatic part. So the US Fed’s CBDC got people’s preference and the US digital dollar succed sucession of US dollar.

So the design proposed to FED requires W3C’ and Google’ wills. Both working for people welfare.

And this sentence resolve all the design because it clarify that the US CBDC has to take origin on people’s needs and wants. To satisfy persons. All persons, not some.

So the design proposed to FED requires W3C’ and Google wills for the creation of a web cash for economic upgrade introducing the practice of the money data-valuation.

At WUW The Webcash Universocial Web we are proposing to Google and the United States Administration through the Fed, the launch of the United States CBDC using a simple design that manages to merge time as a commodity in the US dollar turning it into digital saving.
Giving people the ability to exchange money into a personalized asset in the form of a cash-producing cell anchored at The Fed = would become the US Federal Reserve’s CBDC.

Then at T.O.M. The Time Owned Market all webcashmatic results are distributed every day at 12:00, under TIGTA inspection.

5. How could a CBDC affect financial stability? Would the net effect be positive or negative for stability?

5. How could a CBDC affect financial stability? Would the net effect be positive or negative for stability?

Filipe's answer :

It would be positive or negative for stability in dependence on the CBDC design.

I would trust a UUS$$ as FED's codificated spaces to be created at the General Ledger of The Webcash Universocial Web" as FED's authorized spaces for anidation (reversible allocation) of folks monetary burdens who use the PSH Personal Savings Helper for the practice of the money data-valuation.

US CBDC as FED's a liabity would not be great to resolve inflation and USA Debt ( no so important I agree but would prefer an organized in inflation compressor and investment resources cash stream for people wellbeing and to maintain USA leadership.

Now, what should be the meeted brain point to judge for US Fed's final decision when looking on the designed and proposed standards on one US' CBDC with positive factors of stability ?

The Fed's Board of Governors has done a choice over the stability factors prefered by politic options framed by actions compatibility.

In front of the set of commands in evolution at The Fed, the creation, the adoption and the launch of the US CBDC, should accept a design  with a mix of stability factors in accordance with independent intrinsics panel of economic influencers elements :

- towards positive impulsion economic effect :

  adoption value , 40% ;

- towards positive impulsion competitive effect : 

  adoption value, 20% ;

- towards positive impulsion of desinfection effect :

  adoption value, 40% ;  

Analizing the nature of the design along proposed in concordance of this panel of values for adoption and launch, it is possible to infer that the net effect of Fed's CBDC launch  would be positive, even though despite the initial winds caused by massive popular support.

6. Could a CBDC adversely affect the financial sector? How might a CBDC affect the financial sector differently from stablecoins or other nonbank money?

6. Could a CBDC adversely affect the financial sector? How might a CBDC affect the financial sector differently from stablecoins or other nonbank money?

Again in dependence of the CBDC design.

A design where the US FED authorize the use of an infinite number of it coded spaces for anidation alphanumeric and @stamped of monetary burdens to be provided of WUW's algorithm for the money data-valuation reproduction seems the opportunity to serve USA with a pioneer central bank currency driver included the processed money pumping by Google Cloud Platform in stream for the Universocial Sovereign Anchor of shared cash production at The USA FED and with cash results every 12:00 at New York local hour at The T.O.M. The Time Owned Market.

Could a CBDC adversely affect the financial sector?

Adaptations with upcoming reaction events would be daily webmatic treated by the total transparence of the WUW The Webcash and The T.O.M. The Time Owned Market and all insuered by Google's Technical Structure.

Bearing in mind the principles to be followed in order to achieve the set of solutions required for the general satisfaction of social, economic and political needs, the design of the US Fed CBDC cannot deviate from the one I present to you.

So much so that the best thing would be to start with a working group to prepare the post-test M.I.T. and in secrecy.

In fact, the needs to be satisfied cannot wait:

As for individuals, legal entities and even entities, in the social sphere:

- How can budgets be used in order to live?

- How can growing investment needs be met without promoting popular savings and without having to remunerate them with the highly inflationary "interest rate instrument"?

- How can you start and achieve the disinfection of money "separating the wheat from the chaff"?

- How can you restore a balance between the monetary and the financial to people?

- How can people be given happiness and freedom by encouraging and supporting them in economic life?

As for the economic ones and as for the issuing institute:

- How can the Fed's US dollar be maintained and hegemonized?

- How can investments be fed without having to create currency in a hyperbolic trend?

- How can commercial banks and central banks that are not in line with the US Constitution be put back at the service of the society sheltered by the US army?

- How can infinite wealth be extracted from an Internet Web space?

- How can the US$ be digitized without disturbing and without harm?

As for the policies and as for the US Constitution:

- How can an advantageous CBDC be regulated to progressively replace the US dollar?

- How can we ensure that the framework for the "legal trend" is fair and comprehensive in terms of the existing socio-economic, monetary and financial structures in the pre-launch of the new digital currency?

- How are the elements of the US CBDC eligible as tax makers and what are the supervisory bodies?

- Must the law authorize the Fed to use Google's infrastructure

for services inherent to the issuance, operation and automatic computer circulation, including tax refunds to taxpayers from other countries?

- The legislation must be designed with a provision on a confidential basis for a launch that may come as a surprise to the Market.

In fact, I present to you here the ingredients of the solution

1. Liquidity preference, the solution is "#cashkeeping" ;

2. Satisfying "needs and wants", the solution is "#webcashmatic" ;

3. Being a producer of daily results, the solution is time for action;

4. Being a wellness producer, the solution is "#webtaxmatic".

The structure that should support the proposed design for the launch of the US CBDC requires:

To the founding by the Fed and the acceptance of the US CBDC design,

 

1. Formation of Universocial Sovereign Anchor" with 1 Trillion US$ serving as a cash production device for daily distribution and as a temporary magnetic magnet offered publicly to share results on an individual basis from "sharing cash production" to "share cash results every 24 hours", and :

in the broadcast,

- At the decision point of the CBDC issue: people practicing "the money data-valuation" using the Android app "P.S.H.-Personal Savings Helper", change the asset from US$ 10.- to a digitally owned asset = 1 Owndated Webquantum that contains the name of the creator combined with the monetary charge and with the timestamp of the property created with authorization from the Fed and assisted by the WUW The Webcash algorithm with internal and external Google Cloud Platform service with W3C agreement and performing general execution from end to end including the postage of round trips, to Mercado do Tempo, the Bid & Ask service, transactions, delivery of payments, always in the #cashkeeping phase and the performance of functions in the #webcashmatic and #webtaxmatic modes.

Now finally answering your title question:

The inconveniences and disturbances will have repercussions on the monetary and financial markets, which will see a decrease in the income derived from the current issuance system by Tbonds.

The advantages for all are found in the improved Economy with the practice of "the money data-valuation", its infinite benefits for all, its instrument for producing an interest rate forever fixed at 2%/day/365 payable every 24 hours, its power to create an unenforceable fiscal mass.

7. What tools could be considered to mitigate any adverse impact of CBDC on the financial sector? Would some of these tools diminish the potential benefits of a CBDC?

https://www.federalreserve.gov/cbdc-public-comments.htm

Filipe's answer :

The tools are considerated in standards of the USA FED and could insure full succès for implementation and to run the W3C Internet, drived in handleling by Google's Tech Services :

- Draft protocoles and execution agreements ;

- Regulations of US Congres ;

- Creation of FED's codes for authorizing anidations at the WUW's 

  General Ledger ;

- Implementation of WUW The Webcash Universocial Web ;

- Creation of the T.O.M. The Time Owned Market ;

- Creation of the app P.S.H. - Personal Savings Helper ;

- Creation of Do-G-Phones specifiques for to run PSH app ;

- Testification phase at MIT.

- WUW's notary documents for operations over digital properties "Owndated Webquantums".

.../...

Some of the tools included on the process of constitution of personalized digital savings which is the lead wire (linking money-to-money by do-g-phone, on organized production cash shared, adding time in cash keeping phase to share cash results in #webcashmatic and #webtaxmatic modes) thanks to the creation and issuance of the digital dollar, with the two merged wil and synchronized on independent actions that starts with 1 personne (agent economic on firts kickoff creation step), goes to the US Fed ( 1 admnistrative institution for Monetary Policy Implementation) to offer integration on political directional needs asking authorization for monetary allocation with anidation for cash production at the Fed's dependent Universocial Sovereign Anchor.

A - The synchonized wil of both (folks each individual + US Fed's) 

- by  [(1 person in monetary covering action for webcashmatic & webtaxmatic  results) 

+

- by (1 institucional person US Fed's  anchorizing cash production)] + WUW's (service of identity registration + data-valuation algorith + app delivery + running BPaaS on included internal service GCP IaaS by WUW's / Google / W3C protocol)] :

B - The 3 service providers :  

- by WUW The Webcash ( service for beneficiary legitimation + P.S.H.-Personal Savings Helper deliver a+ algorithm running on BPaaS for the practice of the money data-valuation)

a+ 

- by T.O.M. The Time Owned Market (service of day results distribution 

 Sumission at TIGTA's inspection + service Bid & Ask on time market+ capital gains payments + WUW's Office of Regular Certifications)

+ 

- by Google' IaaS computation energizer and handling of general algorithmical executions enrouting from start inscription to the complete circuit of money parts and delivery of cash results depurated from tax obligations. 

N.B. In order to assess the negative effects of a US Fed's CBDC, it is necessary to know the final design that will be adopted for launch. Staying in Classic Economy and refusing the money datevaluation as a mean to make capital gains without risk which practice is the main reason to defend the money data-valuation as an alternative investment substitute justifying the upgrade into Economy $G3W (four gestures at internet space) , it's not possible for me to answer in that past landscape.

Even so, uncertain as to your final choice, and yet without envisioning the principles adopted for the final design, I will venture to write an answer referring to the fundamental dangers and disturbances-or-not (when to arrive at the digital currency that would be the Fed's US CBDC, without incorporating time and without counting it in economic production, without a visible processing structure and used by the general public and sending 3-Stamp Economy and pre-internet) that I feel solved in my proposed project and that I do not see solved in another CBDC of US by Fed, whether it is before or after the others already in circulation and or still in classic preparation. Then answer for solutions that your CBDC would provide:

01. How does CBDC resolve the issue of savings sterility?

02. How does CBDC solve, cementing and fueling investment and it pressing needs for accelerated growth?

03. How to solve a CBDC, the interest rate versus inflation pair?

04. How do you resolve the costs and unattractiveness of government bond issues?

05. How does the CBDC, the control of commercial banks, resolve?

06. How does the CBDC solve, the necessary disinfection of the currency?

07. How is the CBDC resolved, the competition against US$ ?

It will be developed.

10. How should decisions by other large economy nations to issue CBDCs influence the decision whether the United States should do so?

10. How should decisions by other large economy nations to issue CBDCs influence the decision whether the United States should do so?

Filipe's answer :

Agreements are allways the better solution even with the smallest nations.

.../...

The US decision to launch a CBDC is further a consequence imposed by the economical technology evolution, by the human uses of comunication and the fiduciary provisions around unstopable investments than a question of conjunctural competition between nations.

So I trust on US decision launching an upgraded and enriched CBDC in it conception. But the US decision will be generated at the Fed, then regulated and approuved to be isued without further delay.

The other nations CBDCs, or even those  of 1 or more economic zones (in potential) could stay more and more unprefered in front of a dynamic and powerful US dollar, now in digital format, running by the "Google Cash Search" engine, served in the hands of the people who want personalized digital savings to be valued on the web and always cash available at no cost, containing monetary, financial, freedom qualities taxmaticas with free dynamic web bringing a multiplicative capacity in monetary personal hope achievable day by day even at millions in cash. All with the certainty of being able to trade increasing capital gains as time goes by increment of the cash production-day-distributed  by do-g-phone function linked at T.O.M. The Time Owned Market.

The design proposed for the Fed's UUS$$, would contain one active liquidity of the personalized savings that should be modulated in the areas of ethics, economics and politics because this digital dollar would contain one overcoming attraction self generated (over the world's monetary liquidities) which coud (if modulated) resolve inflation for good. 

Also the launch by US Fed  of this future digital dollar with this visible and understandable design along the 22 answers gathered here as elements for tests facilities on the MIT @mitDCI (Digital Currency Iniciative) and at the  Boston Fed or at Banque du Canada at least and before others laboratories. The launch should make available open and multinational scoped smart contracts for draft ongoing agreements.

Because even if the webtaxmatic function would had to be operated at USA by US Treasury the justice in terms of fiscality tax scope would be preserved.

14. Should a CBDC be legal tender?

Following the publication dated January 20th 2022 by the Federal Reserve Board

Public comments

Filipe's answer :

Of course by specific Congress Law.

No doubt.

Nonetheless [the legal tender of this US CBDC which childbirth of each unit  is proposed with a design involving multiple synchronized actors to achieve give controled live to this CBDC's-dynamic-body and make each one of US CBDC issuance could happen] the Lawmakers  have to resolve the frame and the Senators have to vote at The US Capitol,  regulations for  {the legitimate fertilization, the logarithmic impregnation without violation, the ownership with inter-vivos endorsable power and the mortis-cause transmission of thnese objects in themselves already dynamic and digital all with uppon records of the chronology of the actions and automatisms and also with the counting of the unit production time including the differences introduced by optional use of the #tagvaporator caractherizator in the PSH-Personal Savings Helper application menu on each do-g-phone}.

I expect and trust on Google's decision to make happen the convenient Android  PSH-Personal Savings Helper app whose code compilation would constitues big light for Lawmakers' job.

Then the application spacial on over the world countries would require specifique agreements and ongoing enlargement of protocoles.

Because it is easy to foresee the immense success of this disinfectant digital dollar, an expander of general economic resources, a bringer of peace because the individual folks well-being could be solved by accomodation of this accomplishement.

 

15. Should a CBDC pay interest? If so, why and how? If not, why not?

Following the publication dated January 20th 2022 by the Federal Reserve Board

Public comments

Filipe's answer :

A CBDC has not to pay interest.

Because the interest rate (2%/day/365 daily payed) is use only to be transformed in a shared generator of cash results, with individualized times at production and a WUW's algorithm for the aplication of daily results upon UUS$$ digital objects with capital gains for everybody owners.

These capital gains are prefered to the attraction of an interest rate which mechanics is inflationary as knone.

In fact the phrase "A CBDC has not to pay interest" is used because in the preconized design for the US Fed's CBDC the people's action over money date-valuation provoque a capital flow growing atraction in shifting asset process conducting to digital objects property asset in digital savings ownership registered .

And in this shift asset process, the interest rate is used a purpose of production, going to the real target which is to make happen "capital gains" and "capacity to multiply" in liquid phase, fertilizing some dinamized cash to produce much more cash .That sprouts ing as an output for people using data-valuation as an investment substitute.

And in this shift asset process, the interest (preconized to be fixed for good at day a day payable rate of 2%/day/365) is used, at Fed's anchor [The Universocial Sovereign Anchor],  as motor of production  , going to the real target which is to make happen "individual capital gains" and "individual capacity to multiply" cash-in-much-more-cash both two outcomes to be applied each day (at T.O.M. The Timestock Owned Market 12:00 New York local hour) as new type of remuneration for persons using data-valuation creating "digital savings" giving substance by Fed's authorized digital dollars on legal tender.

Now in my opinion the CBDC of US Fed's should no pay interest by the fact that the payment of interest is an inflationary pratice which main objective effect grows in direct proportion with the rates grow and it application durability. Also introducing a parameter with determination of conjunctural evaluation and therefore of uncertain reach in volume in reason of the dose only approximate.

In my proposed construction design for US Fed's CBDC the thing is treated as follow :

A - Application of a recipe to produce capital gains from interest at a forever decided by Fed's fixed rate ;

B - Determination on the WUW's algorithm on it application policy with rules for the applicaion of the cash results produced ;

C - Creation of a time market, whose first would be The T.O.M.;

D - Use of Google Cloud Platform computacionall and techno-structural service inside of WUW's algorithm including solution for self feeded perenity in running costs,  to achieve an app like PSH-Personal Savings Helper (Android's & WUW's deal) able to give folks a free motor to help them to better perform in their economic activity. It would be the on WUW's service of personalized BPaaS.

The all above, justify the substancial terms but yet without wiki definitions :

#cashkeeping phase ;

#owndated webquantum ;

#digital savings ;

#webcashmatic mode ;

#webtaxmatic mode

and a set of terms to explain the upgraded Economy 4G3W.

At the end, my construction allows my offer to the US Fed through #Googledepending of my final project worked by Google in it standars if so could by also for W3C and for US Admnistration.