2. Could some or all of the potential benefits of a CBDC be better achieved in a different way?

2. Could some or all of the potential benefits of a CBDC be better achieved in a different way?

Filipe's answer :

The benefits that should be achieved with the launch of the US CBDC may be more important than those considered in your January 2022 paper and be specific to the Universocial US$$ of the FED, by introducing the notion of an automatic work on the data of the money to be created as 1 by 1 digital objects with unique characteristics and just shifting the asset from credit-debit balances to digital property asset registered at a sequencial historic general ledger.

The notion to be introduced and already tested is the processing of money in different parts of the body of the digital object.

Indeed...

Let us inject time into the money, fusioning both with the creators identity of digital savings objects. 

That shifting asset action (data-valuation) could let people go cash sharing the production of cash results (distributed every day), using Android app to personalize dynamic savings and to trade timestock in savings in production of interest generating capital gains by Fed's anchorized production fabric in universocial web space. 

It's the WUW's algorithm runned by GCP with agrement of W3C, US Admnistration and Fed as co-issuer-legitimator.

13. How could a CBDC be designed to foster operational and cyber resiliency? What operational or cyber risks might be unavoidable?

13. How could a CBDC be designed to foster operational and cyber resiliency? What operational or cyber risks might be unavoidable?

Filipe's answer :

Let Google answer by protocol with you.

No proble at all about that, and no costs for anybody. Because the CBDC UUS$$ could be designed for virgin wealth extraction with payements retained at the source making the thing free for everybody I said.

To enlarge the answer I have to schematize my propose of design for US Fed's CBDC digital dollar :

The instrumental design to support the offer of a new economic practice, allowing the achievement of added value and a simultaneous multiplicative capacity on the money kept in a liquid phase in a secure base in an active resource of recoverable savings that is always accessible, is proposed without deviation from the constitutional legality of the free world and observing in particular the legal principles in force in the USA considering its advance in the development of social sciences as a support of predictability on the presentations to future legal frameworks motivated by pioneering human activities and discoveries.

That considered, it is better to understand that currency situations, market situations and the more specific situations of computational technological scope and other Silicon Valley and other university sources, influenced and influence (quantum computing, tetraneutron discovery) the proposal for the launch of the UUS$$ as the US Fed's digital dollar to serve the people and to solve the economy introducing the money data-valuation practice to substitute, when running, the investment excluding risk and the complexity.

In this ideological and laboratory overview, the design instruments suggested here as an indication of the way, contain a formation with a quadripartite contribution for unified issuance at the US Fed:

- the "personal agent" as an intelligent user stands dosing agent of quantities and values ​​to satisfy "needs and wants";

"It would be THE PEOPLE";

- the "digital currency issuing sovereign agent and anchorized production" as a political-administrative servant;

"It would be US ADMIN AND THE FED";

- the "conductor-supplier agent IaaS including @UnixStamping comparator"as constructor-energizer of pipes and pumps for the 4 processable parts of money;

"It would be ALFABET AND GOOGLE";

- the "space agent" as an Internet-of-currency and standards server.

"It would be CONSORTIUM W3C";

with two concessions or partnerships, would be:

The first would be for WUW The Webcash Universocial Web, ensuring free delivery of the PSH-Personal Savings Helper app with smart-contract-registration-function-certification links, including Timestock-flash registration (account extracts in 9 counters with display on the do-g-phone) with the @timestamp result from the @GoogleStamping comparator.

The second would be for the T.O.M. The Time Owned Market with permanent TIGTA inspection for attribution, fixation and payment of "#webcashmatic" day results from the daily production of #Universocial-Sovereign-Anchor and organization and functioning of the time market under continuous Bid & Ask conditions.

Money's ablities processor

Applying the data-valuation algorithm to your personal business process as a service, executable in cloud computation and quantum, the use is differentiated in each of the 4 utilities-flavors and automated with completion to your liking. Solving questions of economic performances managing comfort to happiness.