The digital currencies of the determining Central Banks are designed with a hook

The ECB's digital euro is a CBDC designed with a hook.

Because the ECB must be able to maintain negative interest rates in order to be able to absorb the liquid currency issued and running on the markets and in people's hands.

And although the launch of CBDC digital currencies from the decisive Central Banks is a step forward in terms of the solution of the general payment system, the solution can be entangled with a currency-reducing device, during the transition from liquid to digital.

And in the ECB's CBDC project, the reducer is a Venturi tube for the purpose of being able to play with pressure differentials and debugging by imposing negative interest rates to remove the excesses of liquid and book-currency issues from the market.

The financial engineering prepared in the initial ingredients of digital €uro contains variable commands and has merit on the condition that the ECB could safeguard families and savers.

The bad thing is that the financial engineering commissioned by the ECB should be hurried and could be rustic for retail customers or even without safeguarding them, because (the good intention is granted) the first fishery must be that of the bigger fish and to work you have to let him eat the fish

kid.

It will be a matter of checking the exercise of Central Banks in the management of their CBDC farms.

However, the ECB's CBDC design, the already famous digital € uro, contains a Venturi hook adapted unfairly.

What can be understood as a spoiled solution.

In the 4G3W Internet Economy, people create digital savings from the same material (money) that is required for converting to digital currency. But that alone (money) is not enough to create and own digital savings.

In the 4G3W Economy of the Internet, datavaluation is used, the substitute for investment and for that it is necessary to inject time into money and create digital objects known as "Owndated Webquantums", which are digital savings under the property registered at WUW's General Ledger, conducted in webmatic regime by the GCP and regulated by the USA Administration. And with tax-free daily results because webtaxmatic made by Google-USA first.

Take your "Personal-Savings-Helper". It's free. It runs on free mode your BPaaS to make digital savings with cash results every day at 12:00 New York local time under GoogleCloudPlatform and TIGTA's inspection from US Treasury.

When do you put production factors internet into your money ?

Yes because Internet gives you the freedom to make better economic actions. Yes you can use Internet webdynamics factors to make cash results every day.

Which is key : the creation of digital savings. 

Before in Classic Economy you were limited into 3 options to drive your money and make your life : 

- Option for a consumption gesture ; 

- Option for a saving gesture ; 

- Option for an investment gesture. 

 As the lak of compatibility between the 3 gestures provoque neither feeling contrariety because when you spend, you don't save neither invest ; when you save, you don't invest neither spend ; when you invest, you don't spend neither save. 

To resolve now you have a fourth option in Economy 4G3W : 

 - Option for a datevaluation gesture. 

To make a datevaluation you have to go WUW The Webcash Universocial Web where you get for free your "P.S.H.-Personal Saving Helper" app. It serves you for the creation of "digital savings" units.

Each $US 10,-/ 1 O.W. goes and run on Internet using Google Platform to be linked for production work sharing the Universocial Sovereign Anchor production at US Fed. 

When you share production with your digital savings, you get the right to share the cash results applied on smart contract basis each day at 12:00. 

All the results are distributed in mode "webtaxmatic" because to enjoy in freedom your cash results USTreasury retains all taxes dues. 

First by random then by seniority your digital savings may get multiplied results for you, each day. If not by random cause, older digital savings are prefered by the market "The Timestock Owned Market" where you may deal your digital savings properties making capital gains. 

Can the investment substitute automate the creation of added value ?

Yes, it is its foundation and its end. Yes "datevaluation" it calls.

How can I take advantage of the investment substitute ?
It would be, how can I make "datevaluation acts" as you call ?

Creating digital savings.

How?

Register as a "datevalors" at WUW The Webcash Universocial Web. From there you receive your "Personal Savings Helper" and the smart contract that allows you to create unique digital properties by adding the creator's name, the date of the creation of each registered property and a constant financial burden equal to US $ 10.- / each Owndated Webquantum.

The WUW smart contract with you is free and you never have to pay to obtain results that are always in the liquid phase and with self-liquidated taxes.
The nature and substance of your smart contract play a set of factors for creating added value from the start with the launch of your digital savings creations on the W3C Internet.

You just have to create digital savings using whenever you want your PSH application. You create  digital objects. Financial digital properties that are singular each of them.  They are recorded with the born timestamp and are accounted for automatic implementation with web dynamics counters in your favor.. You see the dynamic development of the value of your objects through a "flash" of your "webcashaccount". In your PSH menu you give orders and ask for what you want, when you want and always free of charge.

And how do you get value and money from the "investment substitute" thing?

WUW conducts the smart contract making it possible for a simple and singular fulfilment that looks fabulous in cash results. Yes, as hereby :

01. Everything takes place in liquid analogic / digital / analogic phase;
02. The financial burden changes reversibly from credit assets to property assets, ensuring the absence of risk: shift analogic cash / digital shift cash;
03. All operations are recorded at WUW's General Ledger;
04. Since acquiring its quality as a "datevalors" by simply registering its identity in G.Ledger, WUW continues to execute its smart contract and asks Google Play to provide the download of its Personal Savings Helper (its PSH is unique and works on all your Androïd devices);
05. Since the download of your PSH application on Google Play, WUW's General Ledger will register all your creative activity and request the Google Cloud Platform (Google $ S $) to continue the intelligent execution.
06. Each financial load arranged in the creation of each of your digital objects (Owndated Webquantums) is conducted and anchored by Google $ S $ at Universocial Sovereign Anchor, in other words, the cash-sharing-production for cash-sharing-results production apparatus "located in the FED producing 2% / 365 x US $ 10.- to share the general production every 24 hours, under the terms of the smart contract.
07. The production organized in automatic and directly proportional to the time and to the capital that gives rise to it, is distributed at 12:00 every day and applied to 10'000 digital properties with lucky rules that allow the concentration in a multiplicative capacity and with rules of antiquity of the digital properties that allow the market transaction of the time value contained in personalized savings (allowing capital gains to everybody).
The production is served by the FED for distribution in the T.O.M. (The Time Owndated Market) and inspection by TIGTA which retains fees by liberalizing results in "webtaxmatic" mode.

Essentially, it is understood that you can automate the creation of added value by simply creating digital savings using services with free development starting with WUW identity registration, downloading the PSH application on Google Play, dynamic management of records and protocols, execution programs and values ​​of the Google Cloud Platform (Google $ S $), organized production and defense of hedges at the FED, inspection by TIGTA and US Treasury, distribution of webtaxmatic and webcashmatic results in TOM The Time Owned Market where you are free to deal time-on-savings seniority making capital gains.