19. Should a CBDC be designed to maximize ease of use and acceptance at the point of sale? If so, how?

Following the publication dated January 20th 2022 by the Federal Reserve Board

Public comments

Filipe's answer :

The app PSH to run the practice of the money data-valuation with finalization of the Personal Business as a Service for the creation of personalized digital savings in web dynamics using authorize spaces of USA FED for issuance of UUS$$ digital objects dollars is offered for free by WUW in agreement with Google and USA FED.

Requirements : Inscription of Identity at the WUW's General Ledger and wil to shift from the two kinds of the US Central Bank money in the third form which is a set of digital objects with legal tender.

The US CBDC is designed maximizing ease of use (app at do-g-phone) and acceptance (dynamic savings with 4 both utilities : monetary, financial, freedom, taxmatic) at the point of inscription for data-valuation ability. So in the proposed design (see hereby schematic design doc.) we would have:

1. Registration of the identity, in the WUW's Ledger;

2. Delivery of the code for downloading the Android app P.S.H.-Personal Savings Helper with algorithm for the money data-valuation ;

3. Every time the user wants to create 1 UUS$$ for his P.S.H. requests 1 authorization code for the occupation of 1 space in Universocial Sovereign Anchor workforce production device and source of US CBDCs currency (entry control to the production of the assigned monetary load and simultaneously saved in digital property);

4. After the authorization of the FED (as 3.) the WUW registers the

singular property (1 name of creator - PSH & codes , 1 @timestamp, 1 O.W.-owndated webquantum= US$ 10,-) and a OW=digital savings starts production and BID presence at the Time Owned Market intending cash results every 24 hours at 12:00 and it is disposed for ASK getting capital gain ;

5. By TIGTA inspection the "webtaxmatic" function is conduct and achieved at the moment of every "webcashmatic result" payment by the service of Google Cloud Platform paid by agreement with WUW The Webcash Universocial Web insuring 100% free costs for the person data- valuator.

Transactions would be registered by titularity endorsement at WUW with origin at T.O.M.-The Time Owned Market.

Folk's digital savings working for humanity hapiness

I'm sick of investment offers. To better perform I prefer stay cash in digital savings.

Personal webcashaccount for digital savings

Personify time on the money

People acting by the money datevaluation

It's free to start on better performing your economics

How is Google's pregnant cow ?

Because currencies are infected and disinfection requires actions of money datevaluation FED has to remunerate the practice with capital gains and capacity to multiply every 24 hours.

Such remuneration to pay folks’ “datevaluation action” cannot be on by FED’s charge. On contrary what was in research it was a recipe to allow the creation of USA Central Bank Digital Currency previous Money Market disinfection, without new charges for USAdministration and producing new collectable material for the US Treasury.

Being discovered the recipe at labs of WUW The Webcash Universocial Web it consists on the launch of the money datevaluation practice under the form of an inscription on a general ledger to adquire legitymity for the new practice, a smart contract, an Android’s app (PSH-Personal Savings Helper), a BPaaS for Google Cloud Platform guidance and the creation of a time market.

What provokes the birth of T.O.M. The Time Own Market proposed on protocol between ^[Google-USAdministration] expected with kick off regulations.

Of course it need human force, not investors, just “datevalors” to act into “cashkeeping phase” on modes “webcashmatic” and “webtaxmatic”. All in “Googledepending” acceptance for tech structure uses. And US Autorities for regulations on Universocial well being.

The investment substitute is a practice of digital properties creation

By "shifting asset" action and in BPaaS.

In an economy with the availability of a practical substitute for investment, the limits of money are extended by changing the nature of the asset to be accounted for in the accounts of the holders and for the control and transfer of values.

In the case of datevaluation [1st investment substitute (better saying, first alternative management to get hopes for capital gains)] the change in assets is related to units of US $ 10.- each one employed in determination of 1 digital object to be born (to get origin and digital existence) by the creative will of an economic agent (datevalors person) of that singular digital object in formation and that will culminate with a registration in a date-time (@timestamp) for living, grow and relive into the Internet web space. So the new asset changed to 1 property asset (digital savings unit). 

It's the "shifting asset" proposed and treated by smart contract into the datevaluation process.

The creation of digital savings requires the record of a datevalors person' rights source an accounting of digital objects in favor of the creator, his legitimate owner of each registered property (each owndated webquantum liable to endorsement for change of ownership).

Digital savings are not just objects registered in a book like WUW's General Ledger (source of datevalors rights at Webcash Universocial Web);

Each digital savings unit (each property) carries a time record (date) of its birth on the W3Consortium Internet web: moment of constitution in a digital object and also determinant moment of its placement in a web space of dynamic and structural relationship (competently handled by the Google Cloud Platform service and by the regulatory service of the US Administration, example the US Treasury recommended as the collection provider to fill the "webtaxmatic mode" liberating the income to be paid to the owners of digital savings in "webcashmatic mode");

thus begins the life of digital savings for "universocial wellbeing" that develops for singular benefit of its creator (or of the possible future acquiring datevalors) and as people's economic propeller for one Economy shaping better individual performances without having to take investment's risks .

Web life of digital savings, which is essentially developed by the automatic and free use of the connectionship of each digital property asset unit with the cumulative factors of dynamic growing production and arranged in its sphere of relationship of that Self-Marked-WebSpace where it is anchored. It is the job of each digital savings unit. 

It is from this cellular work confined to a communicated web space that the cash yields distributed each day at 12:00 at New York TOM (The Timestock Owned Market) in webcashmatic mode and debugged in webtaxmatic mode arise, running all the BPaaS  the cash phase (#cashkeeping) to maintain cover recours on eventual emergency needs having to be attended by the "datevalors" person.

Triggering the smart contract for digital savings

Economy 4G3W is for folks.