9. How might domestic and cross-border digital payments evolve in the absence of a U.S. CBDC?

Following the publication dated January 20th 2022 by the Federal Reserve Board

Public comments

Filipe's answer :

With great difficulties.

That if absence of a U.S. CBDC.

Now considering one U.S. CBDC acorded between The FRB and Alphabet-Google with both acceptation of the schematique Filipe's design, with W3C standards as agreemented roof with the founders of WUW The Webcash and Time Owned Market  on W3C standards, so :

Domestic and and cross-border digital payments could be made by titularity by endorsement of ownership in the historic accounting record of the WUW The Webcash Universocial Web `[benefiting from its internal protocol with Google] with update on the change of the BPaaS-Business custom's on wuw service Process as a Service (GCP by WUW).

It could give full satisfaction for both Fed-BIS and for folks users of the money data-valuation practice allowing the creation of Personalized Digital Savings properties (Owndated Webquantum) processables further than the clasic payments limits (the us fed's digital dollar could bring to the world "the notion of dynamic payments with in board shift asset".