9. How might domestic and cross-border digital payments evolve in the absence of a U.S. CBDC?

Following the publication dated January 20th 2022 by the Federal Reserve Board

Public comments

Filipe's answer :

With great difficulties.

That if absence of a U.S. CBDC.

Now considering one U.S. CBDC acorded between The FRB and Alphabet-Google with both acceptation of the schematique Filipe's design, with W3C standards as agreemented roof with the founders of WUW The Webcash and Time Owned Market  on W3C standards, so :

Domestic and and cross-border digital payments could be made by titularity by endorsement of ownership in the historic accounting record of the WUW The Webcash Universocial Web `[benefiting from its internal protocol with Google] with update on the change of the BPaaS-Business custom's on wuw service Process as a Service (GCP by WUW).

It could give full satisfaction for both Fed-BIS and for folks users of the money data-valuation practice allowing the creation of Personalized Digital Savings properties (Owndated Webquantum) processables further than the clasic payments limits (the us fed's digital dollar could bring to the world "the notion of dynamic payments with in board shift asset".

Could Google create and accept the codebase for the FED's CBDC deployement ?

Yes, working with a reliable hypothesis to execute a useful digital currency like the US dollar in cash in digital form of central bank money, within the conditioning expectations for a successful launch, Google's technological structure can take care of everything necessary to the American framework.

Could the MIT Digital Currency Initiative and its OpenCBDC project become more open and become more comprehensive to provide a US CBDC adapted to the dynamic environment of the world economy? So that we can create a CBDC with American technology inserted, providing wider economic utility, enthusing people.

Enthusing people even when it comes to processing payments, for example, creating a US FED digital dollar as an active digital savings, with multiplicative capacity as well, with the capacity to produce capital gains without risk, with taxmatic capacity for freedom.

In a word, the digital US dollar as US FED issued money has to be the currency that the people want.

Looking for technological power to do ?

I would prefer to agree internet standards with W3C, order the base code and other evolving technical framework from Google and work with the USA Administration for regulations and legal tender.

And how is this CBDC USD ?

It is the same currency as the US FED only made digital: executing a gesture of valuing money data by reversibly adding a monetary charge US$ (currency or bank balances) to the moment-time of the issuance. Processable money by shifting it asset into property asset.

The thing is not so esoteric as:

Fed USA issues successively and infinitely enabling the new and unique economic spaces that people use to complete the issue, identifying themselves to allocate money with time inserted, all in Sovereign Anchor at US Treasury.

Everything is ready for implementation with WUW The Webcash Universocial Web and with The T.O.M. The Time Owned Market expects to deliver the P.S.H.- Personal Savings Helper app for economic action of the money data-valuation producing day cash results in webcashmatic mode and webtaxmatic freedom.

US Central Bank The US FED, stay the FED with the Universocial Sovereign Anchor.

Commercial Banks stay The Bank System.

W3C The Web Consortium stay dynamic with WUW The Webcash Universocial Web.

Google stay serving and growing.

T.O.M. The Time Owned Market could be https://www.unixtimestamp.com/ ?

Folks win for free the product of economic evolution towards hapiness, the use of an investment substitute to get capital gains refusing risk :

1 app P.S.H.- Personal Savings Helper the probable Do-G-Phone ;

1 Personal Business as a free Google Service 

Processable money by shifting it asset into property asset.