20. How could a CBDC be designed to achieve transferability across multiple payment platforms? Would new technology or technical standards be needed?

Following the publication dated January 20th 2022 by the Federal Reserve Board

Public comments

Filipe's answer :

Technology Google Cloud Platform at least for any changes of rights and ownerships in basis of the service of handling of the WUW's General Ledger with certifications included and service cash back when the user of the PSH data-valuation app decides to push the button "cashCall".

No problem with bank system.

Because even if the clasic savings deposits would slow down the benefice of a fixed interest rate from which the spread for borrowing would get a solid calculation basis.

Also the benefice of the new arrangement (folks use of the money data-valuation practice) would tonify investments in quantities and quality, all alleviate some of the system's difficulties.

Moreover if we dont need the last computacional Google's abilities we would preserve the standards for complete conjunctural efficacity.

Where are system efficacity gains ? :

Because on design US CBDC would get it substance as a new type of Central Bank money when The USA-FED frames the persons activity (the money date-valuation) to merging in each US$ the amounted time starting of monetary burden allocation at this new support of value. The all for the algorithmical effet of *cash-sharing-production-to-share-day-cash-results* , by the creation (Fed's authorized) of each owndated digital objec, 1 unit of "personalized digital dynamic savings" = each unit of the new US CBDC = 1 UUS$$ (universocial US dollar, cash producer).

Because The US Treasury and nation would welcome the utility of a new instrumental taxable source - the webcashmatic results-, as growing fontain of webtaxmatic accounted resources sprouting in permanent mode dynamized webmatic.

via Imgflip

Proposing Google for the launch of the money datevaluation practice

Proposing Google for the launch of the money datevaluation practice

Datevaluation is the practice that allows the input of time-date into the money guts, in order to create digital savings where the "time" is treated as a transferable commodity.

(This is a Science matter for changing world : here are USGS science centers).

How to let each person add time into money for creation of personalized dynamic digital savings ?

WUW The Webcash Universocial Web, is projected web for the personal creation of digital-savings giving folks a free app "PSH-Personal Savings Helper". 

The app PSH is a next Android creation to run "#wuw's algorithm-for-datevaluation" under Google's standards for it  infrastrucure tech to develop the BPaaS-Business Process as a Service for each person registered at WUW's General Ledger for datevaluation activity.  

The people's allocation of money for datevaluation personalized action using Internet space to reflux the created money by bank system into the USA Fed. anchoring it financial part on savings-in-cash production and under covered-guaranty bu USA before the introduction of it nominal temporal part into T.O.M. The Time Owned Market, allows the creation of sources of added value which are the personalized digital savings.

So : 

#datevaluation = #personal creation of digital savings

Because when you treat time as a commodity you can take it, to an organized market with one Bid & Ask system, to sell or to buy time amounts assigning them cash value at spot.

Time winned on yours digital savings creations is able to be operated efficiently at  T.O.M. The Time Owned Market, so can you extract cash from it by transaction or keep it on digital savings seniority to serve every 24 hours on day cash results attribution at 12:00 at New York.

As the results of datevaluation economic practice are coming from cash production worked by financial part of nominative digital savings anchored at The USA Fed the Universocial-Sovereign-Anchor produces at the same time the #cashkeeping algorithmical quality and the resources for the applied algorithmical modes, #webcashmatic and #webtaxmatic.

From everything it turns out that "#datevaluation" may be an alternative practice to the "#investment" with supression of the risk by automatizing an infinite production of interets in cash from cash free.

Global investments require Google's help against hyperinflation

Yes because hyper-inflation is the rampant consequence of the USA FED's treasury bond releases and the Bank of China's competing digital Yuan attempt.

..."It's estimated Google processes approximately 63,000 search queries every second, translating to 5.6 billion searches per day and approximately 2 trillion global searches per year."...

With the introduction of the fourth economic gesture that leads people to extract infinite wealth by practicing the data valuation of money in the extended space of the 4G3W Economy, resolving their needs and wants.

Worldwide investments require Google's help against hyperinflation.

Well, I can justify myself:

What is the origin of the coverage value contained in the means of payment of the factors of production?

And, I can legitimize myself:

Is there savings or false currency making the world go round?

Are there consumption expenses to live on, or is there a rush to consume to cover the growing hollow money?

Are there investments from oil rents or lack of oil for going on with "NASA, Starlink, Blue Origin or even Pfizer"?

Therefore, we either use the value of money as a fourth economic gesture, or we use another investment substitute that may be better in the future.

Right now, the available is:

1 - World Wide Web Consortium (W3C) +

2 - Alphabet Google +

3 - WUW The Webcash Universocial Web +

4 - USA Administration.

And the solution for the economic development of Welfare in Peace is the protocol [1+2+3+4] to let people make digital savings.

How folks runs one click to solve US debt

Using a personalized helper for saving.

Throught the creation of digital properties. 

Free practice to trust on capital gains instead of interest rate. 

The time market do the rest.

Because, #cashkeeping, #webcashmatic, #webtaxmatic are three safe modes.