The money's data on the personalised process of it valuation in substitition of investment to make capital gains

The Classic Economy is maded by the addition of results of people's practice distributed in 3 gestures that are consumption, savings and investment. 

The enlarged Economy 4G3W is proposed with 4 gestures that would be consumption, savings, investment and data-valuation.

To start performing in Economy 4G3W (4 gestures + Internet dynamic web cash space), people are invited to get legitimation near by the WUW The Webcash Universocial Web by IAM inscription at it General Ledger to download the app PSH-Personal Savings Helper containing the algorithm for the money data-valuation practice and to achieve day cash results.

With the WUW's delivered code for PSH app download at Play Store, user can select instructions through Do-G-Phone's menu (first money data-inducer) to exercise the personal will for economic orientation of their digital savings.

So, further than CBDCs (Central Bank Digital Currencies), in Economy 4G3W people are invited to create the smart taxable Universocial US Digital Dollar (UUS$$) containing identity, time and value, with US Fed agreement and as legal tender regulated by US Congress. 

This creation process of digital dollar (in #cashkeeping phase) give folks the opportunity to extract all the set of the 4 utilities contained on money's body with specific and independent monetary, financial, taxmatic and spiritual results that happens in income gained form (in # webcashmatic mode).

All cash results are applied and distributed each 24 hours on a preconized time market T.O.M. The Time Owned Market.

The algorithmical methode of the each personal business process (data-valuation WUW's service) guide fundamentals resources by Google Cloud Platform execution (draft protocole with US Federal Reserve) for the personal creation of UUS$$ digital dollar insuring the reversible shifting asset (monetary fiat into digital property) and the time owned of fusion (timestamp measurement) of US$ 10.- with creator IAM-1st owner  identity. The shifted asset from monetary into digital, produces 1 digital UUS$$, a singular unit Owndated Webquantum registered object containing nuclear data dynamic for automatic treatment.

Each one of these digital dynamic object is a singular Owndated Webquantum with it data, that is able to work as a cell of production and as support of nominal registered rights to assist and collect results (in #webtaxmatic mode) for it owner. 

UUS$$ is Human centered for performance handlement

Fair data principles

“Data and services that are findable, accessible, interoperable, and re-usable both for machines and for people”

Data management to be used on US CBDC digital dollar predictible aims to be an open conduit leading to Human economic utility output to knowledge discovery and innovation on data-valuation for the Central Bank currency creation on standards allowed on the  Economy 4G3W design, and to subsequent data and knowledge integration reuse by the community after the data publication process.

Biliography https://datascience.codata.org/articles/10.5334/dsj-2020-015/#

4. How might a U.S. CBDC affect the Federal Reserve’s ability to effectively implement monetary policy in the pursuit of its maximum-employment and price-stability goals?

Following the publication dated January 20th 2022 by the Federal Reserve Board

Public comments

4. How might a U.S. CBDC affect the Federal Reserve’s ability to effectively implement monetary policy in the pursuit of its maximum-employment and price-stability goals?

Filipe's answer :

The launch of US CBDC designed as "...a digital liability of the Federal Reserve that is widely available to the general public" could affect the Federal Reserve's ability in the pursuit of its maximum-employement and price-stabilitty goals. 

Because such CBDC would not be USA genetic but one more CBDC and would lack not only of an underlying asset pool as the others even not so important for United States of America and it futur digital dollar but moreover it lacks of an underlying construction to enable folks on ability for wealth creation and extraction from the virgin space self dimensionable with UUS$$ and a fixed interest rate for the cash production to be shared to get rights to share cash results every 24 hours.

Estas lacunas evendenciam dúvidas sobre todas as cryptos and less but also sobre all CBDCs as it's coming before me.

In my proposed design of FED's UUS$$ for United States of America the "digital liability" would be "FED's disponibility of economic spaces for anidation of central bank money in web dynamics production" creating conditions to generate a stream of money now again towards the FED !!! and to rearrange the Universocial Economy.

Now the Federal Reserve’s ability to effectively implement monetary policy in the pursuit of its maximum-employment and price-stability goals, could be better performable with the introduction of the Fed's U.S. CBDC in reason the dynamic exudation of new smart tools contained on it substancial nature and generators factors for quantitave issuance.

On my design, Fed (if not before, a Fed's onecompetitor ) might create a monetary-financial magnet  in form of an unit (a factory) of interest production from US$ 1Trillion cash accumulative by the persons who could be interested to share on that production (linking money), against [guaranted cash results distributed every day, + the  hopes with day capacity to multiply + certainity of capital gains as the time go]. 

Giving folks the right of revert it action of money data-valuation gesture. The thing substantiate and motivate as in any case, personalized digital savings guaranted by The Fed.

The sketch of the US CBDC design pleases but seems unrealizable.

The fact is that US Fed can achieve the launch of the US CBDC, the digital dollar with unique and exclusive virtues. 

The American CBDC shall be unreachable for the competent on the present and on the future, because designed and defended for universocial well being.

Nota Bene : on the WUW's algorithm the initial capital of 1T US$ to constitue The Universocial Sovereign Anchor is designed as coming from Fed ( may be with anidation or accounted as active or as passive at US Treasury) contains an irrevocable obligation to phase out to zero. From zero, The Fed becomes free of that obligation and can decides about the opportunity to use it own PSH-Personal Sav

6. Could a CBDC adversely affect the financial sector? How might a CBDC affect the financial sector differently from stablecoins or other nonbank money?

6. Could a CBDC adversely affect the financial sector? How might a CBDC affect the financial sector differently from stablecoins or other nonbank money?

Again in dependence of the CBDC design.

A design where the US FED authorize the use of an infinite number of it coded spaces for anidation alphanumeric and @stamped of monetary burdens to be provided of WUW's algorithm for the money data-valuation reproduction seems the opportunity to serve USA with a pioneer central bank currency driver included the processed money pumping by Google Cloud Platform in stream for the Universocial Sovereign Anchor of shared cash production at The USA FED and with cash results every 12:00 at New York local hour at The T.O.M. The Time Owned Market.

Could a CBDC adversely affect the financial sector?

Adaptations with upcoming reaction events would be daily webmatic treated by the total transparence of the WUW The Webcash and The T.O.M. The Time Owned Market and all insuered by Google's Technical Structure.

Bearing in mind the principles to be followed in order to achieve the set of solutions required for the general satisfaction of social, economic and political needs, the design of the US Fed CBDC cannot deviate from the one I present to you.

So much so that the best thing would be to start with a working group to prepare the post-test M.I.T. and in secrecy.

In fact, the needs to be satisfied cannot wait:

As for individuals, legal entities and even entities, in the social sphere:

- How can budgets be used in order to live?

- How can growing investment needs be met without promoting popular savings and without having to remunerate them with the highly inflationary "interest rate instrument"?

- How can you start and achieve the disinfection of money "separating the wheat from the chaff"?

- How can you restore a balance between the monetary and the financial to people?

- How can people be given happiness and freedom by encouraging and supporting them in economic life?

As for the economic ones and as for the issuing institute:

- How can the Fed's US dollar be maintained and hegemonized?

- How can investments be fed without having to create currency in a hyperbolic trend?

- How can commercial banks and central banks that are not in line with the US Constitution be put back at the service of the society sheltered by the US army?

- How can infinite wealth be extracted from an Internet Web space?

- How can the US$ be digitized without disturbing and without harm?

As for the policies and as for the US Constitution:

- How can an advantageous CBDC be regulated to progressively replace the US dollar?

- How can we ensure that the framework for the "legal trend" is fair and comprehensive in terms of the existing socio-economic, monetary and financial structures in the pre-launch of the new digital currency?

- How are the elements of the US CBDC eligible as tax makers and what are the supervisory bodies?

- Must the law authorize the Fed to use Google's infrastructure

for services inherent to the issuance, operation and automatic computer circulation, including tax refunds to taxpayers from other countries?

- The legislation must be designed with a provision on a confidential basis for a launch that may come as a surprise to the Market.

In fact, I present to you here the ingredients of the solution

1. Liquidity preference, the solution is "#cashkeeping" ;

2. Satisfying "needs and wants", the solution is "#webcashmatic" ;

3. Being a producer of daily results, the solution is time for action;

4. Being a wellness producer, the solution is "#webtaxmatic".

The structure that should support the proposed design for the launch of the US CBDC requires:

To the founding by the Fed and the acceptance of the US CBDC design,

 

1. Formation of Universocial Sovereign Anchor" with 1 Trillion US$ serving as a cash production device for daily distribution and as a temporary magnetic magnet offered publicly to share results on an individual basis from "sharing cash production" to "share cash results every 24 hours", and :

in the broadcast,

- At the decision point of the CBDC issue: people practicing "the money data-valuation" using the Android app "P.S.H.-Personal Savings Helper", change the asset from US$ 10.- to a digitally owned asset = 1 Owndated Webquantum that contains the name of the creator combined with the monetary charge and with the timestamp of the property created with authorization from the Fed and assisted by the WUW The Webcash algorithm with internal and external Google Cloud Platform service with W3C agreement and performing general execution from end to end including the postage of round trips, to Mercado do Tempo, the Bid & Ask service, transactions, delivery of payments, always in the #cashkeeping phase and the performance of functions in the #webcashmatic and #webtaxmatic modes.

Now finally answering your title question:

The inconveniences and disturbances will have repercussions on the monetary and financial markets, which will see a decrease in the income derived from the current issuance system by Tbonds.

The advantages for all are found in the improved Economy with the practice of "the money data-valuation", its infinite benefits for all, its instrument for producing an interest rate forever fixed at 2%/day/365 payable every 24 hours, its power to create an unenforceable fiscal mass.