Concepts for US CBDC

The technologic problem of the creation of the US CBDC is a false question.

The problem was the conception but now it is understable that:
For people the liberty to be able to shift the asset of the US dollars into the personalized asset of the US digital dollars, brings the opportunity to make digital savings containing in it substance all the set of money’s utilities : monetary part, financial part, spiritual part and taxmatic part. So the US Fed’s CBDC got people’s preference and the US digital dollar succed sucession of US dollar.

So the design proposed to FED requires W3C’ and Google’ wills. Both working for people welfare.

And this sentence resolve all the design because it clarify that the US CBDC has to take origin on people’s needs and wants. To satisfy persons. All persons, not some.

So the design proposed to FED requires W3C’ and Google wills for the creation of a web cash for economic upgrade introducing the practice of the money data-valuation.

At WUW The Webcash Universocial Web we are proposing to Google and the United States Administration through the Fed, the launch of the United States CBDC using a simple design that manages to merge time as a commodity in the US dollar turning it into digital saving.
Giving people the ability to exchange money into a personalized asset in the form of a cash-producing cell anchored at The Fed = would become the US Federal Reserve’s CBDC.

Then at T.O.M. The Time Owned Market all webcashmatic results are distributed every day at 12:00, under TIGTA inspection.

8. If cash usage declines, is it important to preserve the general public’s access to a form of central bank money that can be used widely for payments?

Following the publication dated January 20th 2022 by the Federal Reserve Board

Public comments

8. If cash usage declines, is it important to preserve the general public’s access to a form of central bank money that can be used widely for payments ?

Filipe's answer :

Yes it's important to preserve the general public access to a form of central bank money.

.../...

Attending to with the growing trend in the decrease in the use of cash, to the general preference pour la phase liquide when in safety, reliability and reversibility the creation of the digital dollar as the Fed's US CBDC has to preserve the general public’s access.

The US Fed's digital dollars to facilitate payments is advocated in the design proposed and discernible at set of answers hereby. Nothing better than a do-g-phone in folks handswith P.S.H.-Personal Savings Helper app  because the dollars quality as been shifted into now reversibles digital dollars working in burden-allocation-covered cell cash , to make monetary production of cash, and are now digital dynamic properties with permanent  acessibility by on-line owners. 

The digital dollars (Owndated Webquantums as advanced US Fed's CBDC) Google' processed with The Fed and The Universocial Sovereign Anchor, with The US Treasury through The TIGTA, The Webcash WUW and The Time Market T.O.M.  populate the Internet Webcash space insuring the personal Business Process as a Service in #cashkeeping phase and in the modes #webcashmatic for owners' income and #webtaxmatic for freedom and wellbeing.

 

All persons users of data-valuation dispose of it processable money in digital savings properties linked at The Universocial Sovereign Anchor, also at The Fed and also with a set of named entities here up . 

N.B. : The processable digital dollar, works for all executions and self displayable flash position accounts using the verification of concordance of output resuls calculated on multi-synchonized-machines with independent standards of technology. Make'em go cash. Make me go digital cash.

9. How might domestic and cross-border digital payments evolve in the absence of a U.S. CBDC?

Following the publication dated January 20th 2022 by the Federal Reserve Board

Public comments

Filipe's answer :

With great difficulties.

That if absence of a U.S. CBDC.

Now considering one U.S. CBDC acorded between The FRB and Alphabet-Google with both acceptation of the schematique Filipe's design, with W3C standards as agreemented roof with the founders of WUW The Webcash and Time Owned Market  on W3C standards, so :

Domestic and and cross-border digital payments could be made by titularity by endorsement of ownership in the historic accounting record of the WUW The Webcash Universocial Web `[benefiting from its internal protocol with Google] with update on the change of the BPaaS-Business custom's on wuw service Process as a Service (GCP by WUW).

It could give full satisfaction for both Fed-BIS and for folks users of the money data-valuation practice allowing the creation of Personalized Digital Savings properties (Owndated Webquantum) processables further than the clasic payments limits (the us fed's digital dollar could bring to the world "the notion of dynamic payments with in board shift asset".

As published on thepracticaldev

Result of search for an investment substitute

As the result of the research was that of a practice we baptize "the money datevaluation", the team I lead is now working on the public launch of the practice (it's here you can help sharing the pool copyrights).

We are committed to a publicated offer asking Google to conclude an agreement with the United States Administration and with the W3C Consortium in addition to the associated request for the Google Cloud Platform to make SaaS and IaaS available for our BPaaS app product PSH-Personal Savings Helper.

It is about offering publicly for the use of each person the opportunity to create digital savings that offer the advantages of investment substitution, "datevaluation" and which are:

1º Act in the liquid phase "#cashkeeping";

2nd Create and become owners of "digital savings";

3º Achieve a multiplying capacity "cash";

4th Realize "capital gains" without taking risks.

Everything is offered to the international public (for the use of individuals or companies) in the form of BPaaS and free of charge for everything and forever. It only requires a chronological-nominative registration in "WUW's Ledger" also 100% free. Everything else, online accounts for digital savings properties, PSH-Personal Savings Helper app download, use of Google's SaaS and IaaS, mode "webcashmatic" flash, mode "webtaxmatic" freedomer, using "datevalors" rights and access to Merdado do Tempo - TOM The Time Owned Market is all 100% free. Only the T.O.M. will charge 10% commission on the capital gains (net values) that digital savings account holders make by giving up the "time" contained in digital savings units.

How much is worth your money with past time embeded on it

Question solved a TOM-The-Timestock-Owned-Market.

Yes, because at TOM the time is treated as a commodity.

For you it's cool. Because it's free, #cashkeeping, #webcashmatic and #webtaxmatic for your freedom.

Being that WUW's product is enabling for free Business Process as a Service for people with registered  "webjuris datevalors quality", the Administrator of Engineering & Control is responsable for our apps and for the standards of accessed via Internet-based technologies SaaS and IaaS.

Imagine ^[W3C + Google + USAdministration + 4G3W Authoring] giving you a personal motor to make digital savings by smart phone. Winning cash or even multiplying cash day after day. In web automatic mode. For you. For folks and for universocial wellbeing.

Classic savings gesture is bad for cognition

Yes, it was bad into the Classic Economy, 

because you was limited into the economic trilemma :

What you save you do not spend, nor invest;

What you spend, you do not invest, nor do you save;

What you invest, you do not save or spend.

Now, if Google deals with USAdmin to launch the "datevaluation practice" giving folks the opportunity to create personalized digital savings inputing nominative time at the money, sensitive digital savings change individual cognition and each person reaching hapiness by economic performance achieved .

Google gives the world a gift

AppSheet being a no-code application development platform in the belly of Google's pregnant cow will allow the birth of #"Google S $ S".

In fact, now using Google Platform / AppSheet to supply our need to write code, we will be able to create our App Personal Savings Helper.

We are already learning in GCP / AppSheet how
to create the app that we will offer people free of charge to improve their economic lives thanks to the free use of the first investment substitute (#datevaluation = the fourth economic practice).

Cash production cashkeeping digital savings

Your money can spare web cash matic ?

Yes. Onto Economy 4G3W using your personal webcashmotor. Ask Google and Donald Trump.

What is for Google, give folks the datevaluation ability

https://docs.google.com/presentation/d/1jeaxVPrGACgbB2QmyaM04xt7ppxI4yqxqFR0QzGbkOA/htmlpresent https://docs.google.com/presentation/d/1jeaxVPrGACgbB2QmyaM04xt7ppxI4yqxqFR0QzGbkOA/htmlpresent

Is Google more essencial than the FED ?

...in order to launch the investment's Webcashsubsistute , it means to launch the new upgrade to solve the Classic Economy ?

Yes, both Google ^ Alphabet and Fed ^ USAdmistration, yes both are Essentials.

That's why both megamajors and megapresidents have to agree 5/5.

One financial web for folks Cash Results

Yes as proposed for Alphabet's guidance under protocol with USAdmnistration.

As it's wuw's embrion WUWcash.org

Google is able to launch the money datevaluation practice for folks' uses on unlimited WebSea. For unlimited cash results for folks wellbeing. For you .

Why Apple is not prefered in front of Google for applying the 4G3W Economy ?

Google has been researched into the silicon jungle and then elected for the job : Google have to launch the facility for "datevaluation" practice.

Yes giving folks the opportunity to get cash in webcashmatic way. Starting new things.

Yes giving to the world an investment's substitute and upgrading the Classic Economy.

Yes Google and US Admnistration, they can do that. With efficacity and simplicity.

Is the task possible because Google owns Alphalbet Inc. ?

No. It becomes because of Google's substantce and it grade of purity.

Don't you see that Google is essential ? Look :

Digital objects are like digital photos.

Then in the financial world the money may be organized like photos.

By datevaluation or linking money-to-money practice, it is possible to shift money parcels into "owndated webquantums", it means personalized-webliving-savings.

So personalized digital money is allways singular, depending on it creator ownership, it born moment, and it dynamic life of each 10€ charge in shared process of production for cash results.

Making webcashmatic results organized for you may become a Google's predictible job for folks wellbeing.

Follow @filipe27

Where are the economic spaces by 1 trillion turnover ?

Look it in an added vector to the classic economic activity.

That extension for economic fields, let see and construct with enough facility.

Have you got it ?

Yes you see. The new economic practice called "datevaluation"  which is the extension able to open the new utility giving folks a new option to get added values from the creation of their digital objects.

Then at the virgin space where datevaluation may be executed to obtain "webcashmatic" results, big companies (Google i.e.) who are able to create, control and maintain the web appropriated structure for the relations [datevalors economic agent / WUW The Webcash Universocial Web / Google / US Admnistratiom / FED Timestock Exchange/US WorldTax Liberation Treatment / datevalors economic agent net cash results ].

OK. I got it. But where are the attributs of the infinite production to feed "webcashmatic" results, taxes payment for ongoing activity and ressources for trillions turnover ?

The thing (the fountain) is so obvious that blinds the most eminent scientists.

The financial recipe comes from the reduction of the classic cycle of profits achievement.

And from the classic economic cycle [cash-investment-production-billing-collection] we have to get a webcashmotor-cycle 4G3W which resolves the reduction [cash-production-cash_results].

The solution linking money-to-money, or cash-sharing-cash, or with the code name "gool-bama-cash" has been proposed and tested on public market from early october 1982.

The authoring is asking Google to give folks a one-click-motor-for-savings. Will Google retain ?

You got interest rate # now let's get capital gains

Yes. That is the economic upgrade skill, basis of Economy 4G3W. Datevaluation practice, or linking money-to-money practice, it means.

Because when you create Personalized-Webliving-Savings, you create one or more Owndated Webquantums (10€ each O.W.) which are registered properties.

The core of the datevaluation skill is that you shift each 10€ from the classical credit asset (able to purchase interest), into 1 asset of registered property at your name (able to purchase capital gains).

And, that financial property - each Owndated Webquantum at your webcashaccount - is a capital asset liable to be sold with bilateral requirement and endorsement of registration in favor of the new owner.

As the amount realized on the disposition exceeds your creation price, you make a capital gain. By webcashmatic result at the T.O.M. (Timestok Owned Market) where you sell the financial time contained in dynamic savings . Indeed, you sell your capacity of savings constitution on a past time.

Image : thehomeguru.com

The capital gain is the difference between the higher selling price and the lower and fixed 10€ parcel which you have to put for shifting by webcashmotor in the creation of each Owndated Webquantum.

Losses are eliminated because datevaluation is a cashkeeping economic practice. Because it is basicly an web helper-for-savings constitution. Because it's free to shift asset and to shift again.

This is the reason why datevaluation is the investment's substitute exclusive, and the fourth economic leg.

And it is also the reason why US Admnistration have to deal with Google for the technical structure able to support regulations for folks practice. W3C's agreement is contained.

Is Nest-Chrome a Google body-phone ?

It's possible because webcashmotor-financial-phones are expected to give folks the helper facility for the creation of personalized-webliving-savings. 

Yes, linking money-to-money for much-more-money, using webdynamics to make capital gains. 

Rolling over cashkeeping phase, cash-sharing-cash. To make cash by phone. For you :

Expecting Google as the pioneer launcher of financial phones

Google have to cut, the "personal-savings-helper" from the use of Microsoft, Apple and others boys, in face at the opportunity of the advantage of the money datevaluation it means the launch of the phone for linking money giving people the ability for the creation of personalized-digital-savings.

Yes because it is the future. The introduction of the datevaluation practice is the singular process to make agreement between FED and GOOGLE for the enlargement of the economic space where people have to make economic action for wellbeing.

And if Google can supply the infrastructure to run all personalized economic actions, Obama have to see safety of people in universocial wellbeing and the US Admnistration  have to supply the regulations.

Then we can go by 10€ parcels, linking money  at the "One trillion" Universocial-Sovereign-Anchor, sharings little cells of cash production, for much-more-money in daily cash results. At 12:00 New-York local time, at the TOM (Timestock-Owndated-Market), results and time-market. Because it's time to deal time. When you are able to save money, first than me.

Is Google so sleepy to let do another pioneer win the lauch of the financial-phones ? No it is not.

Filipe AlvesFerreira (27.12.1942)

Using webdynamics to help personal savings constitution

The idea of linking litle parcels (10€ each or US$ 10 for example) of money at a big 1 trillion money anchor (Universocial-Sovereign-Anchor)is going for the target of the use of webdynamics forces to help each person on the difficult process of savings constitution.

That is the reason why we are proposing the arragement of a Google versus US Admnistration agreement to give folks a free motor-for-savings running on the web under WWW3C standards.

So the "webdynamics-helper-for-personal-savings" is a botcash for your personal use into Economy 4G3W. Because you need to get better economic performance and for wellness.

Your savings in web cash are easy to get

Day after day when you feel strong cash multiplication factors we think about a savings action, to increase our wellbeing. 

Yes because, when you scent that your cash is running juste to gain web dynamic functions, in order to make webcashmatic results presented every day at 12:00 (New York local time), sometimes in multiplied cash results and always in accumulated plus values, then you will be pushed to make savings action.

Yes because,linking money-to-money or date valuation action,is not so different of a smart charge for your G-Nexus, but another Androïd's App like an one-click motor-for-savings in Gool-Bama-Cash mode. US Admnistration, has to promote an agreement between W3C, Google and FED opening people acces to make smart-savings directly in US Central Bank, switching capital pumps, from folks-commercial banks-FED into folks-FED-commercial banks.

Yes because I prefer my smart cash plugged into the WWW-Google-FED. Yes because so it becames in dynamic-cash-production with cash with absolute security for my smart-cash-results. And you, what you think about this investment's substitute ? In absolute free cashkeeping conditions for you, for me and for everybody.