5. How could a CBDC affect financial stability? Would the net effect be positive or negative for stability?
Filipe's answer :
It would be positive or negative for stability in dependence on the CBDC design.
I would trust a UUS$$ as FED's codificated spaces to be created at the General Ledger of The Webcash Universocial Web" as FED's authorized spaces for anidation (reversible allocation) of folks monetary burdens who use the PSH Personal Savings Helper for the practice of the money data-valuation.
US CBDC as FED's a liabity would not be great to resolve inflation and USA Debt ( no so important I agree but would prefer an organized in inflation compressor and investment resources cash stream for people wellbeing and to maintain USA leadership.
Now, what should be the meeted brain point to judge for US Fed's final decision when looking on the designed and proposed standards on one US' CBDC with positive factors of stability ?
The Fed's Board of Governors has done a choice over the stability factors prefered by politic options framed by actions compatibility.
In front of the set of commands in evolution at The Fed, the creation, the adoption and the launch of the US CBDC, should accept a design with a mix of stability factors in accordance with independent intrinsics panel of economic influencers elements :
- towards positive impulsion economic effect :
adoption value , 40% ;
- towards positive impulsion competitive effect :
adoption value, 20% ;
- towards positive impulsion of desinfection effect :
adoption value, 40% ;
Analizing the nature of the design along proposed in concordance of this panel of values for adoption and launch, it is possible to infer that the net effect of Fed's CBDC launch would be positive, even though despite the initial winds caused by massive popular support.
