2. Could some or all of the potential benefits of a CBDC be better achieved in a different way?
Filipe's answer :
The benefits that should be achieved with the launch of the US CBDC may be more important than those considered in your January 2022 paper and be specific to the Universocial US$$ of the FED, by introducing the notion of an automatic work on the data of the money to be created as 1 by 1 digital objects with unique characteristics and just shifting the asset from credit-debit balances to digital property asset registered at a sequencial historic general ledger.
The notion to be introduced and already tested is the processing of money in different parts of the body of the digital object.
Indeed...
Let us inject time into the money, fusioning both with the creators identity of digital savings objects.
That shifting asset action (data-valuation) could let people go cash sharing the production of cash results (distributed every day), using Android app to personalize dynamic savings and to trade timestock in savings in production of interest generating capital gains by Fed's anchorized production fabric in universocial web space.
It's the WUW's algorithm runned by GCP with agrement of W3C, US Admnistration and Fed as co-issuer-legitimator.