What about the value of your savings account with an amount of 10'000 $US constitued at the date of 2015 december 14 and the value of my savings account with an amount of 10'000 $US constitued at the date of 2016 may 27 ?
No there is not a difference of value. Even when 166 days is the duration between that two dates.
Conclusion : the savings effort has no reward.
And, the continuous practice of this fault on the classic finantial treatment of savings, introduces a limite into the Classic Economy.