Are the capital gains of digital savings a product of luck ?

Yes, but not only.

Because in addition to the capital gains that arise in everyday applications through the random draw process of 10,000 digital savings properties, from between all the set of all digital properties cells occupied in interest production which is in distribution day after day at 12:00, there are other capital gains which also treated in the webcashmatic and webtaxmatic modes and that may be compared as time rents.

In fact other capital gains come from  the OWs properties of digital savings by transactions dealed at The T.O.M. Market between the day atribution of cash results and following day atribution of the cash results. (The smart contract for datevaluation regulate that the owner of each OW production cell is legitimated by the person's name on the WUW's General Ledger and it may be different from the original creator. Google S on the money cloud platform execution do the blind job as a fiduciary robot ).

And these capital gains, from digital savings transactions are exclusively valued by the time expressed on seniority of savings ?

Mainly time accounted as a good,  yes. But again not only.

Because at the creation moment recorded with timestamp the property registered with the consecutive sequencial number, it creator's name, one of it following owners, a similitude with birthday dates, a suite of numbers and so many other things more or less objective may ser apreciated by a buyer of one or more of yours properties OWs.

Common sense accepts that the nature of the winner's intangible refuge of the satisfaction to live, is made of  50% of need at the live moment, plus 50% of ability on the composition of the mix of means to fulfill the need , the choice of the method to apply the means to fulfill the need, and the choice of the method to monetary benefit.